Dev Patel – Senior writer, mortgages and property

Senior writer, mortgages and property

Dev is a former mortgage adviser (CeMAP-qualified) who now writes about UK home buying full-time. He covered the 2022 rate-rise cycle for MoneyFlair and contributes to our weekly remortgage explainer.

Mortgages
First-time buyer schemes
Remortgaging

Articles by Dev Patel

Mortgages

First-time buyer mortgages in the UK: a 2026 walkthrough

How UK first-time buyer mortgages actually work in 2026 — deposit sizes, affordability stress tests, the schemes worth knowing, and the costs lenders don't put on page one.

Dev Patel 8 Apr 2026 4 min read